Security

Built from day one to be trusted with borrower data.

Sonar has handled sensitive borrower data since its first loan, more than eight years ago. Security was designed in from the start, not added later.

SOC 2 Type II

Independently audited.

How we protect your data

Encryption everywhere

Data is encrypted in transit and encrypted at rest with AES-256. The most sensitive fields get a further layer of field-level encryption inside the database.

A dedicated database for every customer

Your data sits in its own database. It is never mixed with another lender's.

Independent penetration testing

Outside security firms test our code and infrastructure on a regular schedule, and we fix what they find.

Access control

Multi-factor authentication on every account. Single sign-on and role-based permissions for your team.

A complete audit trail

Every action on a loan file is logged, whether a person took it or the AI did. You can see who did what, and when.

Infrastructure you already trust

Sonar runs on providers that hold their own security certifications, including Microsoft and Google.

How we keep AI under control

The first questions a lender asks about AI are the right ones. Here are our answers.

AI that underwrites to your rules and guidelines.

Every loan is checked against your credit guidelines and your investors' requirements. The AI works each file inside them.

People make the final decision, no matter what.

The AI does the work on the file. A person reviews it and makes the call on every underwrite and every credit decision.

Fully auditable.

Everything the AI does on a file is logged with the file, so your compliance team can review exactly what was done and why.

Your data stays in the United States.

By default, your data never leaves our SOC 2 audited environments and never leaves the United States.

For your security and compliance team

We expect a thorough review. We are happy to share our reports and answer your team's questions as part of due diligence.

See it on a real loan file.

Request a demo